Lending

LENDING

Stablecoins that earn more with new tax-optimized DeFi Lending that pays.

FEATURES OF OUR LENDING SERVICE

Click and earn on your USDC & USDT with a user-friendly interface designed for seamless earnings.

Stablecoins, stellar returns

Stablecoins work harder. Earn up to 10% via Compound, a leading DeFi platform.

Tax-smart earnings

Leverage the power of compounding gains with our interest-bearing model, reducing your tax burden and maximizing long-term gains.

Hassle-free experience

Click to earn. Intuitively easy with our user-friendly interface while we manage the complexities.

Full transparency

Enjoy peace of mind knowing exactly how your yields are generated - check our Transparency page.

How does it work?

1

Allocate assets

Choose the amount of USDC or USDT to allocate, with a minimum of 10 USD.

2

Accrue rewards

Rewards accrue weekly, starting every Monday at 4AM CET.

3

Sit back and relax

Take your gains any time. Payments made every Monday.

Learn more

Questions? Answers

What is Bake’s Lending product?

Our Lending product is a DeFi-powered service that allows you to earn competitive returns of up to 10% on your USDC and USDT stablecoins. These yields are generated via Compound protocol, a leading DeFi platform.

How are the yields generated?

Yields are generated through the Compound protocol, where borrowers pay interest to use funds from liquidity pools. This interest becomes the yield for lenders. Bake handles all the technical complexities, enabling you to earn rewards easily and securely without needing to navigate the intricacies of DeFi protocols.

How is this product more tax-efficient?

Our on-chain Lending service uses an interest-bearing model where tokens are represented as shares of the underlying yield-generating asset. Instead of your rewards being taxable each time they are paid out, they accrue and are taxable only when positions are closed, resulting in fewer taxable events.

Is this product available for all users?

USDC Lending is available for all users. However, due to regulatory rules, USDT Lending is not available for EU users.

Can I withdraw my funds at any time?

Yes, you can close your position at any time. Orders are processed weekly every Monday at 4AM CET, and your assets and rewards will be returned to your wallet.